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    • disability insurance FAQ

    How much would short term disability insurance cost?

    May 02, 2011 by ilovelucy8806 | Posted in Insurance

    I'm a 23 year old juvenile detention worker. I've injured my shoulder and may possibly need to repair a torn rotator cuff. I'm wanting to get disability insurance before I go to the doctor, but am wanting a possible estimate on how much it may run me.

    The waiting period is the amount of time after you purchase the policy before you will be eligible to receive benefits. It is placed on the policy to keep people from buying the policy after they've injured themselves.

    In other words,

    Zarnev | May 02, 2011

    The question is too vague. What monthly benefit do you want? How long a waiting period? How many months would you like the benefit to continue? What is your occupation? All those things and more affect the premium and whether it will even be issued.
    Bob | May 02, 2011

    I am having back surgery and need disability insurance?

    Apr 18, 2011 by Sarah D | Posted in Insurance

    I am trying to get my finances & my job straight before I go through with my back surgery that will have me off work for at least 3 - 7 months. I was wondering if someone knows about any disability insurance that would cover me? I have talked to

    ~~Once you have been diagnosed with something, there are no insurance companies that I know of that will pay you disability payments. Disability insurance needs be purchased while a person is completely healthy.~~

    debijs | Apr 18, 2011

    Any such private coverage will exclude preexisting conditions. Are you covered by STATE temporary disability?
    Dave | Apr 18, 2011

    Can I claim my monthly premiums for my private disability insurance?

    Apr 17, 2011 by km | Posted in Insurance

    Canada

    If you pay 100% of the premium for your disability insurance, it would be considered a non-taxable benefit. So, while you cannot use it as a tax credit, it will not be subject to federal taxes if your were to apply and receive disabiliity inco

    What the? | Apr 17, 2011

    If you pay 100% of the premium for your disability insurance, it would be considered a non-taxable benefit. So, while you cannot use it as a tax credit, it will not be subject to federal taxes if your were to apply and receive disabiliity inco
    What the? | Apr 17, 2011

    what are the benefits of having disability insurance?

    Apr 26, 2011 by jackie706 | Posted in People with Disabilities


    I used mine years ago...What a life saver!!!!!!!! I used short and long term...Out of the blue, I had a seizure at work and had a brain tumor removed...no symptoms before or anything....they covered me big time...my net income was as much as I made on

    Mikey | Apr 26, 2011

    disability insurance news

    Assurant Employee Benefits Introduces Disability Plan Evaluation Tool

    19.05.12

    KANSAS CITY, Mo., April 3, 2012 /PRNewswire via COMTEX/ -- With a disabling injury occurring once every second in the U.S., disability insurance is an increasingly important tool to help people maintain their fiscal security. However, individual payments can vary depending on their employer's disability plan. To help make disability calculations easier to understand, Assurant Employee Benefits developed the industry's first online tools that compare how the indexing methods and offsets of various plans affect disability benefits.


    Source: MarketWatch (press release)