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  • allstate insurance company history FAQ


    Depending on the amount of money involved, you might want to get a lawyer, or take them to court for the damage to your car, or both.


    How do you know, for sure, that the accident wasn't your fault?

    Sounds like the other driver filed a collision claim with Allstate, they paid out, they sued you in court, got the judgement (probably because you didn't show up), so now


    There is no way they could sue you and win since there is no police report. They're just trying to scare you. They can not report this to the credit bureau unless they win a judgment against you.


    Mmmm .... what a shame YOU didn't have insurance at the time. Your insurance company could fight it out with Allstate.

    Interesting that Allstate just sent it to collections. I would have expected them to sue you. I suggest you contact

    allstate insurance company history news

    Bad Drivers May Be Asked to Pay More For Homeowners Insurance

    19.05.12

    The burgeoning business of predicting risk is a sprawling and sometimes intrusive one. Some insurers and even employers use credit reporting data to try and gauge if a person will be a careful driver, or a dependable worker. A risk-prediction model even has been developed by credit scoring company FICO to determine if patients will take their medication as directed by a doctor. But should car insurance companies use your driving record to figure out how much to charge you for homeowners insurance? Does a fender-bender in your past make you more likely to have a tree land on your roof or a flood in your basement? Insurance giant Allstate thinks so, and consumer advocates are angry.  . Of course, having multiple policies with the same carrier is nothing new; for years, insurance companies have offered discounts to incentivize drivers and homeowners to combine their coverage. In this case, the difference is that the customer’s record of car accidents — or “auto loss history,” in industry parlance — dictates how much they’ll have to shell out to get coverage for the roof over their heads.


    Source: TIME

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