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  • Rising to the occasion: in the recession's wake, term life insurance writers hike premiums for the first time since 1995.(Life: Term Insurance): An article from: Best's Review


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    • term life insurance premiums FAQ

    Could I stop paying for term life insurance if I don't need it anymore?

    Apr 08, 2011 by whatshouldido | Posted in Insurance

    Hi, I'm debating between 25 year and 30 year term life insurance. Need for 30 is primarily because we still have almost 30 years of mortgage. Can I get 30 year term and then at 25 years or whenever, if we happen to pay off our mortgage early, stop

    Check the terms they sent you when you signed up. Most will let you cancel the policy at any time and waive the right to any future coverage and prior agreed coverage.

    Remember that life insurance is for more than just paying off a mortgage.

    LadyJane | Apr 08, 2011

    Of course. 30-year term insurance is not a 30-year "contract" on your part - it simple allows you to keep the insurance in force for 30 years. If you fail to pay term premiums, the policy is simple canceled.
    Woof | Apr 08, 2011

    Re: W2 reporting for minister: Are Life and LTD insurance premiums considered taxable fringe benefits?

    Mar 23, 2011 by CassandraM | Posted in Other - Taxes

    These premiums are employer paid - not coming out of his paycheck, and as far as I know not reported as taxable income in the past. However, the pastor believes these should be reported as salary on his W2.

    That doesn't sound right,

    It appears that the pastor is incorrect. I'm basing this on a reading of Publication 15-B - Employer's Guide to Fringe Benefits. This is common to all employees, pastors are not treated differently.

    Life insurance premiums are not taxable

    dawgdays | Mar 23, 2011

    It appears that the pastor is incorrect. I'm basing this on a reading of Publication 15-B - Employer's Guide to Fringe Benefits. This is common to all employees, pastors are not treated differently.

    Life insurance premiums are not taxable
    dawgdays | Mar 23, 2011

    Life insurance recommendation?

    Apr 01, 2011 by Teddy | Posted in Insurance

    Hello !!
    I am interested in a term life insurance policy for myself and my wife. We are 50 and 51 years of age and in overall good health.
    We are both overweight according to Farmers insurance guidelines. Everything was fine with regards

    Life insurance purchases often leave buyers wondering if they did the right thing. This article provides a framework for making informed decisions. It also discusses some of the tools available for evaluating life insurance products.

    People

    | Apr 02, 2011

    All insurance companies charge or rate for weight. Farmers is a reputable company.
    car253 | Apr 01, 2011

    Whole life insurance in a parternship?

    Apr 07, 2011 by beckfarm2002 | Posted in Insurance

    My husband and his 3 brothers own a very large farm worth 1 million (using ballpark figures). Our local insurance agent is trying to sell them a whole life policy so that if a partern dies, it will pay the spouse $250,000, instead of selling assets to

    term life insurance premiums news

    Life Insurance Protection Declines to All-Time Low; Why Americans Need ...

    22.05.12 Even people with no life insurance at all recognize that coverage is the cornerstone of a family’s financial planning. Surveys have repeatedly shown that Americans “know they need” more life insurance , but most procrastinate–confused about the many insurance options available, reluctant to add another expense to an already strained budget, or unaware of affordable life insurance plans.


    Source: NewsLI