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    • adult life insurance FAQ

    My parents took out a life insurance policy on me when i was young i have been adult can they cash it out now?

    Mar 11, 2011 by Lisa | Posted in Insurance

    My parents took out a life insurance policy on me when I was three and a half. They are the beneficiaries on it. I am now forty and I have been told a few times by other relatives in the past that this policy is still current and being hidden from me..Can

    no, you can only get money the person you insured dies

    DJ Snugg | Mar 11, 2011
    How much Life insurance should I get? and what type?

    Feb 26, 2011 by Miguel | Posted in Insurance

    I make about 85k a year
    Smoker, 51 years old.... have 3 adult kids (marriage), and 3 others (illegitimately)

    I have 2 mortgage (1 is an investment real estate rented)

    I was thinking about 3 million... but that might

    To the people saying you wouldn't get $3 million that is an ignorant assumption. 10X your income is almost $1million. how big are the mortgages? That could easily absorb up another million. What about estate needs or charitable gift or legacy planning?

    Chris C | Feb 27, 2011

    The idea about life insurance is that it's there for others to make up for the support you can no longer provide. Are you supporting anyone else? If not, you don't need it.
    Chris | Feb 26, 2011

    The life insurance policy on me being hidden from me...What can I do what rights does the insured have?

    Mar 11, 2011 by Lisa | Posted in Insurance

    The policy was taken out on me when I was real young and now its being hidden from me. Can I make changes to the policy now? that im an adult and would like to make some changes to it

    While you are the insured you are not the policy owner. Only the policy owner can make changes to the policy. Understand that these juvenile policies taken out by the parents or grandparents many years ago are for very small amounts of insurance. If you

    Tom Z | Mar 11, 2011

    It's not your policy. It belongs to whoever took it out (I assume your parents) and they are the only ones who can make changes to it. (I assume they're the ones who have been paying the premiums, as well.)

    If you want an insurance policy
    rtfm | Mar 11, 2011

    17 year old with life insurance claim?

    Mar 09, 2011 by Chelsea M | Posted in Insurance

    My father passed away a few months ago and named me and my two older sisters as beneficiaries. My sisters have claimed theirs but my mother went behind my back and claimed mine. She has the money in her bank account and is telling me that she will only

    Mom sure didn't go behind your back - as a minor, she HAS to claim yours, on your behalf. Until you are 18, she has complete control of that money, because you are a minor.

    You do not get "check writing authority" over her

    mbrcatz | Mar 09, 2011

    adult life insurance news

    What Type of Life Insurance Do I Need?

    22.05.12

    About 11 million U.S. households with children under age 18 had no life insurance coverage as of 2010, according to LIMRA, a worldwide research and consulting organization for the insurance and financial services industry. Overall, less than half of U.S. households had individual life insurance , a 50-year low.

    That means if the breadwinner or the person responsible for childcare and household management died prematurely, the loss of income or need to pay for those services could push the household into poverty.


    Source: U.S. News & World Report