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  • Questions and Answers on Life Insurance: The Life Insurance Toolbook


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    • Life insurance FAQ

    What term life insurance companies do not require your dna?

    Mar 13, 2011 by traceyrco | Posted in Insurance

    I want an insurance company that won't invade our last bit of privacy - our DNA. Once they have your DNA they can make all kinds of determinations about you, health, personality, all kinds of things. Years ago reasearchers were willing to pay $5,000.

    Are you more worried about your privacy or more about the unknown medical disease you may have? I know people who thought they were healthy and then later found out they have cancer. There are people who have high cholesterol level and they thought they

    | Mar 14, 2011

    Are you more worried about your privacy or more about the unknown medical disease you may have? I know people who thought they were healthy and then later found out they have cancer. There are people who have high cholesterol level and they thought they
    The truth is out there | Mar 14, 2011

    How much does your life insurance cost you monthly?

    Feb 26, 2011 by Hilllbilly_gal | Posted in Insurance

    How many people are on the policy? I'm wanting to get life insurance and i'm looking for some idea of how much it is going to cost. Thanks!

    Contrary to another answer on here a policy can list more than ONE person...in the case of joint first to die/joint last to die? Business partnership agreements can also have multiple lives as well.

    To answer your questions directly:

    Chris C | Feb 27, 2011

    $500
    and I haven't died yet..
    Lelocuh Vi Britannia | Feb 26, 2011

    What is the best type of life insurance and what are some reputable companies?

    Feb 25, 2011 by carleenmarcorelle | Posted in Insurance

    I'm confused about the differences of term and whole life insurance, and am not sure what companies are reputable to deal with on this matter.

    What is cash value life insurance? It is a term policy to age 100 that contains a savings vehicle in it. Cash value comes in many forms, such as whole life, universal life, variable life, or a mixture of those words together such as variable universal

    | Feb 25, 2011

    The best is a combination!

    Think of it this way, term life insurance is like renting an apartment. When you are done paying, you have nothing left.

    Whole life is like buying a house. You pay a little more, but in the end,
    Ginger | Feb 25, 2011

    What company is best to get life insurance rating for 1 year old kid?

    Mar 12, 2011 by ivie fike | Posted in Family

    Hello,
    I am shopping a life insurance for my grandaughter ( 1 year old ).
    Which company should I look for?

    Your current insurance co. can probably provide that.

    mysty | Mar 12, 2011

    Life insurance news

    Life Insurance Considerations for Empty Nesters

    21.04.11 /PRNewswire/ -- When the last child has moved out of the house, many "empty nesters" question if maintaining a life insurance policy is necessary.  Before cancelling or reducing your insurance coverage, take some time to re-evaluate how your circumstances have changed, and consider what your future needs may be.

    "Many empty nesters are faced with financial obligations, such as the mortgage on a home or second home, and could be financially devastated if a spouse dies or becomes disabled," said insurance expert Gary Lardy, CEO of IntelliQuote.


    Source: PR Newswire (press release)

    Life insurance about


    Life Quotes, Inc. Asks Life Insurance and Missing Persons: When Can The Family ...
    PR Newswire (press release) - Jul 18, 2011 What are the life insurance implications especially if the missing person was the policyholder? Insurance experts say that before a payout can be made, a coroner has to declare the person deceased. This means that it has to be proven to the insurer

    Include insurance review when financial planning
    Chillicothe Gazette - Jul 17, 2011 Include insurance review when financial planning Do you have a life insurance policy or Long Term Care policy? When did you purchase it? Maybe you bought life insurance years ago or your parents bought a policy for you when you were younger. Insurance is an important aspect of your financial plan.

    Mutual fund + term insurance > Ulip
    Livemint - Jul 17, 2011 The insurers' argument for the Ulip is old—it gives you double benefit of investment and life insurance in one product. Buy a mutual fund for investment and a pure term policy to cover your life, say financial planners. And arguments fly thick and

    MetLife Alico, Gulf Bank register strong first year performance in life insurance
    AME Info - Jul 18, 2011 Since then, Gulf Bank has generated significant life insurance premiums, with personal and corporate policies sold through its extensive network of branches in Kuwait. Mr. Aly Shalaby, General Manager, Consumer Banking Group at Gulf Bank, commented,

    Taiwan Approves AIG Sale of Life Unit
    Wall Street Journal - Jul 14, 2011 Taiwan Approves AIG Sale of Life Unit AIG put Nan Shan Life Insurance Co. on the market 20 months ago, as part of its effort to repay its bailout from the US government during the financial crisis. An initial sale to a consortium comprising Primus Financial Holdings Ltd. and Hong